Naye Bharat Ki Finance Company
SK Finance is a trusted finance partner in India that offers vehicle and small business loans at competitive rates, easy application, and flexible repayments.
Experience, Expertise and Empathy—these three terms perfectly encapsulate the essence of SK Finance Limited.
Founded in 1994, SK Finance has 28+ years of experience helping businesses and individuals realise their dreams. SK Finance’s personalised, empathetic and customer-first approach sets it apart from other NBFCs in the country.
It’s a company that cares for its customers.
Let’s look at the vision, mission, and USP of SK Finance—the things that make it India’s trusted NBFC.
Our Vision
Driven by a strong sense of empathy, SK Finance aims to provide financial assistance to individuals and MSMEs who need it the most.
Our long-term goal is to provide last-mile financial coverage by offering loans to those who struggle to get it through traditional channels like banks. Combining trust and technology, SK Finance wants to pioneer a new era where everyone can get quick loans without hassle.
Our Mission
We can summarise our mission in one word: “CARE.” Here’s what it stands for:
- Customer First (C): Customers always come first for us. We take an empathetic approach while evaluating clients and go beyond credit scores to check eligibility on a case-by-case basis. The goal is to provide the best possible financial solution for each client.
- Agility (A): The biggest challenge with loans is that the selection and processing time is almost always too long. Our mission is to solve this problem by providing quick and timely loans and keeping the process agile.
- Reliable (R): SK Finance aims to become the go-to company for customers for all their short-term or long-term financing needs. By providing consistently excellent customer experiences, it wants to become a reliable and trusted partner for its customers.
- Empathy (E): Being a customer-first company, empathy is at the core of everything we do. It is imbibed in each employee, ensuring we treat customers with kindness and compassion.
Our Unique Selling Points (USPs)
Given the number of options available for getting loans, choosing the right finance partner can be tough.
So, if you’re wondering why you should choose SK Finance over others, here are some of the USPs that it offers.
1. An Easy Loan Application Process
You can apply for a loan by filling out a simple online form or contacting our team through one of our 450+ branches.
Our “SK Kisan Sabha” initiative connected with over 5500 farmers in Rajasthan and Haryana. This campaign made our tractor loan process more accessible to the farmers who couldn’t reach us themselves.
2. Affordable Interest Rates
SK Finance offers competitive and affordable rates of interest to offer financial solutions to customers that suit their budgets. Whether you want a car loan or a home renovation loan, we’ll offer you the best interest rates and repayment terms.
3. Fast Loan Processing
We aim to provide timely loans and have a much quicker and hassle-free process than most NBFCs. Our goal is to help customers realise their dreams, and we do our best to make that happen as quickly as possible.
4. Less Documentation
We believe in making loans accessible to everyone, even those who live in remote areas where even traditional banks have low coverage. That’s why we require minimal documentation and avoid complex procedures.
Applying for a loan and getting it is easy with SK Finance.
5. Flexible Loan Repayments and Terms
We trust our customers and understand that everyone faces unique circumstances and challenges. That’s why we offer flexible repayment options, so you can decide how you want to pay off a loan.
We tailor the loan repayment terms to your specific requirements, so you don’t feel the financial burden of repaying the loan and can focus on growing your business.
6. Customer Empowerment
We have been empowering individuals and businesses to make their dreams come true. We ensure you don’t hold back due to a lack of money.
“Saath Aapke…Hamesha” is not just a tagline for us but a core value we live by.
We are committed to helping you win. Whether you want to upgrade your business or simply need a tractor loan to buy a tractor and improve your farming efficiency, we’re there for you.
7. Use of Technology
SK Finance embraces technology to improve every aspect of the business, both for customers and employees.
Whether it’s an easy online loan application for customers or a mobile app for employees, we aim to provide convenience to all.
We’ve even received an award for best technology adoption from HDFC.
8. Social Initiatives
We believe in giving back to the community and regularly take part in CSR initiatives to help the underprivileged sections of society. These include literacy programmes, financial assistance and goods donations.
Here’s one such initiative where we partnered with the Jaipur Traffic Police to spread awareness about road safety rules and practices.
9. Nationwide Reach
We are present in 11+ states and one union territory, with a network of over 450 branches. And with our easy loan application process, you can even reach us online, via WhatsApp, or by phone call. This allows us to serve clients across the country.
10. Customer Trust and Positive Reputation
By providing exceptional customer service for 28+ years, we have built a solid and loyal customer base. The number of positive reviews and testimonials we receive is proof of that.
Here’s one such testimonial from a happy customer:
What the Future Holds for SK Finance?
SK Finance is poised for growth with plans to open branches in several new states. We want to be India’s top loan provider for individuals and businesses, for everything from tractor loans to MSME loans.
If you are looking for a reliable company that offers quick, affordable, and hassle-free loans, then SK Finance should be your first choice.
We understand your financial troubles and offer easy solutions to meet your budget and requirements. Get a quick loan by filling out a simple online loan application.
